Please ensure Javascript is enabled for purposes of website accessibility

Questions? Call us! (786) 602-1113 (TTY: 711)

2024 MEDICARE ADVANTAGE PLANS

Doctors HealthCare Plans, Inc., offers six Miami-Dade County plans and three Broward County plans to accommodate your unique coverage needs. All plans provide the same benefits as traditional Medicare as well as additional benefits such as: Prescription Drug Coverage, Dental Services, Vision Benefits, Hearing Benefit, Acupuncture, Telehealth, Fitness Membership or At-Home-Fitness Kit, Over the Counter Medications (OTC), and Transportation.

All plans cover most Part D vaccines at no cost to you.

All plans provide coverage for Durable Medical Equipment.  The list of preferred vendors and manufacturers for durable medical equipment (DME) is attached. Click here to see listCovered DME items include but are not limited to: oxygen equipment and supplies, wheelchairs, walkers, powered mattress systems, crutches, diabetic supplies, speech generating devices, IV infusion pumps, and nebulizers.

To enroll, you must be entitled to Medicare Part A, enrolled in Medicare Part B, and reside in Miami-Dade or Broward County. For the Special Needs Plan (SNP), certain additional requirements apply.

HOW TO REACH US
If you are a member,
please call Member Services at:
786-460-3427
Toll Free: 1-833-342-7463, TTY 711,
7 days a week, 8:00 AM to 8:00 PM
If you are not a member,
please call a Licensed Sales Agent at:
786-420-3427
Toll Free: 833-639-3427, TTY 711,
7 days a week 8:00 AM to 8:00 PM

Miami-Dade Plans

DrMax

(HMO)
A Plan with Richer Benefits and Prescription Drug Coverage
Click Here

DrPlus

(HMO D-SNP)
A Special Needs Plan for Dual Eligible Individuals who have Medicare and Medicaid with Prescription Drug Coverage
Click Here

DrExtraCare

(HMO C-SNP)
A Special Needs Plan for People Living with Diabetes and/or Chronic Heart Failure with Prescription Drug Coverage
Click Here

DrValue

(HMO)
A Part B Give-Back Plan with Prescription Drug Coverage
Click Here

DrSelect

(HMO)
A Plan with Extra Benefits and Prescription Drug Coverage
Click Here

DrFlex

(HMO D-SNP)
A Special Needs Plan with Richer Benefits for Dual Eligible Individuals who have Medicare and Medicaid with Prescription Drug Coverage
Click Here
DrMax (HMO)

Download the Summary of Benefits (SB) English / Spanish

Download the Over the Counter (OTC) Catalog English / Spanish

You may conveniently order:

    • By calling: 1-888-628-2770; TTY: 711, Monday to Friday, 9 AM to 8 PM E.S.T.
    • Online
    • Or visit a CVS Pharmacy® store, CVS Pharmacy y más® o Navarro® (excluding Target, Schnucks and select other CVS Pharmacy® locations). 

Download the Evidence of Coverage (EOC) English / Spanish

Annual Notice of Change for 2024 (ANOC) English / Spanish

Monthly Plan Premium $0
Maximum Out-of-Pocket Amount
$3,000
Primary Care / Specialists Visits $0 per visit
Inpatient Hospital Stays $0 per stay
Comprehensive Dental
  • 1 Root Canal per year
  • 1 Crown per year
  • 4 Extractions per year
  • 1 Deep Cleaning every 2 years
  • 4 Fillings per year
  • 1 Implant
  • 1 Full Upper and 1 Full Lower Denture every 5 years or 1 Upper Partial and 1 Lower Partial Denture per 5 years
Telehealth
$0 copay for certain telehealth visits
Acupuncture $0 copayment for up to 20 treatments a year
Prior authorization required.
Part D Prescription Drug Coverage

Copayment/Coinsurance during the Initial Coverage Stage, for a 30-day supply from a retail or mail order pharmacy:

  • Drug Tier 1: $0
  • Drug Tier 2: $0
  • Drug Tier 3: $0
  • Drug Tier 4: $45
  • Drug Tier 5: 33%
  • Drug Tier 6: $0
You won’t pay more than $35 for a one-month supply of each insulin product covered by our plan, no matter what cost-sharing tier it’s on.
Initial Coverage Limit $7,000
DrPlus (HMO D-SNP)**

Download the Summary of Benefits (SB) English / Spanish

Download the Over the Counter (OTC) Catalog English / Spanish

You may conveniently order:

    • By calling: 1-888-628-2770; TTY: 711, Monday to Friday, 9 AM to 8 PM E.S.T.
    • Online
    • Or visit a CVS Pharmacy® store, CVS Pharmacy y más® o Navarro® (excluding Target, Schnucks and select other CVS Pharmacy® locations). 

Download the Evidence of Coverage (EOC) English / Spanish

Annual Notice of Change for 2024 (ANOC) English / Spanish

Monthly Plan Premium $0-$31.50
Premium may be covered through your State Medicaid Program.
Maximum Out-of-Pocket Amount
$3,400
Primary Care / Specialists Visits $0 per visit
Inpatient Hospital Stays $0 per stay
Comprehensive Dental
  • 1 Implant per year
  • 1 Root Canal per year
  • 3 Crowns per year
  • 4 Extractions per year
  • 1 Deep Cleaning every 2 years
  • 4 Fillings per year
  • Full Upper and 1 Full Lower Denture every 5 years or 1 Upper Partial and 1 Lower Partial Denture per 5 years
Prepaid Grocery / Utility Card*
$50 monthly allowance on a prepaid card to be used at approved locations.
Click here to learn more
Telehealth
$0 copay for certain telehealth visits.
Personal / Respite Care $0 copay for personal care assistance, 1 hour a day for 5 days a week up to 60 hours a year.
Acupuncture $0 copayment for up to 20 treatments a year
Prior authorization is required.
Part D Prescription Drug Coverage

Copayment/Coinsurance for a 30-day supply from a retail or mail order pharmacy:

  • Drug Tier 1: $0
  • Drug Tier 2: $0
  • Drug Tier 3: $0
  • Drug Tier 4: $0
  • Drug Tier 5: $0
  • Drug Tier 6: $0
 Initial Coverage Limit  You have coverage of all medications for all Tiers at $0 copayment thought all coverage stages.
DrExtraCare (HMO C-SNP)

Download the Summary of Benefits (SB) English / Spanish

Download the Over the Counter (OTC) Catalog English / Spanish

You may conveniently order:

    • By calling: 1-888-628-2770; TTY: 711, Monday to Friday, 9 AM to 8 PM E.S.T.
    • Online
    • Or visit a CVS Pharmacy® store, CVS Pharmacy y más® o Navarro® (excluding Target, Schnucks and select other CVS Pharmacy® locations). 

Download the Evidence of Coverage (EOC) English / Spanish

Download the Annual Notice of Change for 2024 (ANOC) English / Spanish

Monthly Plan Premium $0
Maximum Out-of-Pocket Amount
$3,400
Primary Care / Specialists Visits $0 per visit
Inpatient Hospital Stays $0 per stay
Comprehensive Dental
  • 1 Root Canal per year
  • 1 Crown per year
  • 4 Extractions per year
  • 1 Deep Cleaning every 2 years
  • 4 Fillings per year
  • 1 Implant
  • 1 Full Upper and 1 Full Lower Denture every 5 years or 1 Upper Partial and 1 Lower Partial Denture per 5 years
Telehealth
$0 copay for certain telehealth visits.
Acupuncture $0 copayment for up to 20 treatments a year
Prior authorization is required.
Part D Prescription Drug Coverage

Copayment/Coinsurance for a 30-day supply from a retail or mail order pharmacy:

  • Drug Tier 1: $0
  • Drug Tier 2: $0
  • Drug Tier 3: $10
  • Drug Tier 4: $40
  • Drug Tier 5: 33%
  • Drug Tier 6: $0

You won’t pay more than $35 for a one-month supply of each insulin product covered by our plan, no matter what cost-sharing tier it’s on.

Initial Coverage Limit $7,000

DrExtraCare (HMO C-SNP) has been approved by the National Committee for Quality Assurance (NCQA) to operate as a Special Needs Plan (SNP) until December 31, 2024 based on a review of the Model of Care.

DrValue (HMO)

Download the Summary of Benefits (SB) English / Spanish

Download the Over the Counter (OTC) Catalog English / Spanish

You may conveniently order:

    • By calling: 1-888-628-2770; TTY: 711, Monday to Friday, 9 AM to 8 PM E.S.T.
    • Online
    • Or visit a CVS Pharmacy® store, CVS Pharmacy y más® o Navarro® (excluding Target, Schnucks and select other CVS Pharmacy® locations). 

Download the Evidence of Coverage (EOC) English / Spanish

Download the Annual Notice of Change for 2024 (ANOC) English / Spanish

Return of Part B Premium
Up to $110
Monthly Plan Premium $0
Maximum Out-of-Pocket Amount
$3,400
Primary Care / Specialists Visits $0 per visit
Inpatient Hospital Stays

Inpatient Hospital Stays
$0 per stay for days 1-4
$60 per stay for days 5-11
$0 per stay days 12-90 +
OR until maximum out of pocket is reached

Inpatient Hospital Psychiatric Stays:
$100 per stay for days 1-5
$0 per stay for days 6-90+
OR until maximum out of pocket is reached

Comprehensive Dental
  • 1 Deep Cleaning every 2 years
  • 2 Extractions per year
  • 1 Filling per year
  • 1 Full Upper and 1 Full Lower Denture every 5 years or 1 Upper Partial and 1 Lower Partial Denture per 5 years
Telehealth $0 copay for certain telehealth visits.
Acupuncture $0 copayment for up to 20 treatments a year
Prior authorization is required.
Part D Prescription Drug Coverage

Copayment/Coinsurance during the Initial Coverage Stage, for a 30-day supply from a retail or mail order pharmacy:

  • Drug Tier 1: $0
  • Drug Tier 2: $0
  • Drug Tier 3: $45
  • Drug Tier 4: $90
  • Drug Tier 5: 33%
  • Drug Tier 6: $0

You won’t pay more than $35 for a one-month supply of each insulin product covered by our plan, no matter what cost-sharing tier it’s on.

Initial Coverage Limit $5,030
DrSelect (HMO)

Download the Summary of Benefits (SB) English / Spanish

Download the Over the Counter (OTC) and Grocery Product Catalog English / Spanish Coming Soon

You may conveniently order:

  • By calling 833-689-2848 TTY: 711,  Monday to Sunday 8 AM to 8 PM EST
  • Online
  • Or Mail by completing the order form located in the catalog

Download the Evidence of Coverage (EOC) English / Spanish

Monthly Plan Premium $0
Maximum Out-of-Pocket Amount $3,000
Primary Care / Specialists Visits $0 per visit
Inpatient Hospital Stays $0 per stay
Comprehensive Dental
  • 1 Implant per year
  • 1 Deep Cleaning every 2 years
  • 2 Fillings per year
  • 1 Root Canal per year
  • 1 Crowns per year
  • 4 Extractions per year
  • 1 Full Upper and 1 Full Lower Denture every 5 years or 1 Upper Partial and 1 Lower Partial Denture per 5 years
Prepaid Card – Special Supplemental Benefits for the Chronically Ill (SSBCI)***

$105 per month for groceries and over-the-counter (OTC) items
The prepaid card is only available to members with certain chronic
health conditions. Refer to Evidence of Coverage (EOC) for details.
Click here to learn more.

Telehealth $0 copay for certain telehealth visits.
Acupuncture $0 copayment for up to 20 treatments a year. Prior
authorization required.
Part D Prescription Drug Coverage

Copayment/Coinsurance for a 30-day supply from a retail
or mail order pharmacy:

  • Drug Tier 1: $0
  • Drug Tier 2: $0
  • Drug Tier 3: $0
  • Drug Tier 4: $45
  • Drug Tier 5: 33%
  • Drug Tier 6: $0

You won’t pay more than $35 for a one-month supply of each
insulin product covered by our plan, no matter what cost-sharing tier.

Initial Coverage Limit $8,000
DrFlex (HMO D-SNP)**

Download the Summary of Benefits (SB) English / Spanish

Download the Over the Counter (OTC) and Grocery Product Catalog English / Spanish Coming Soon

You may conveniently order:

  • By calling 833-689-2848 TTY: 711,  Monday to Sunday 8 AM to 8 PM EST
  • Online
  • Or Mail by completing the order form located in the catalog

Download the Evidence of Coverage (EOC) English / Spanish

Monthly Plan Premium $0-$31.80
Premium may be covered through your State Medicaid Program.
Maximum Out-of-Pocket Amount $3,400
Primary Care / Specialists Visits $0 per visit
Inpatient Hospital Stays $0 per stay
Comprehensive Dental
  • 1 Implant per year
  • 1 Deep Cleaning every 2 years
  • 4 Fillings per year
  • 1 Root Canal per year
  • 3 Crowns per year
  • 4 Extractions per year
  • 1 Full Upper and 1 Full Lower Denture every 5 years or 1 Upper Partial and 1 Lower Partial Denture per 5 years
Prepaid Grocery / OTC / Utility Card* $275 monthly allowance on a prepaid card to be used at
approved locations.
Click here to learn more.
Telehealth $0 copay for certain telehealth visits.
Acupuncture $0 copayment for up to 20 treatments a year. Prior
authorization required.
Part D Prescription Drug Coverage

Copayment/Coinsurance for a 30-day supply from a retail
or mail order pharmacy:

  • Drug Tier 1: $0
  • Drug Tier 2: $0
  • Drug Tier 3: $0
  • Drug Tier 4: $0
  • Drug Tier 5: $0
  • Drug Tier 6: $0
Initial Coverage Limit You have coverage of all medications for all Tiers at $0 copayment thought all coverage stages.

Broward Plans

DrMax-B

(HMO)
A Plan with Richer Benefits and Prescription Drug Coverage
Click Here

DrPlus-B

(HMO D-SNP)
A Special Needs Plan for Dual Eligible Individuals who have Medicare and Medicaid with Prescription Drug Coverage
Click Here

DrValue-B

(HMO)
A Part B Give-Back Plan with Prescription Drug Coverage
Click Here
DrMax-B (HMO)

Download the Summary of Benefits (SB) English / Spanish

Download the Over the Counter (OTC) and Grocery Product Catalog English / Spanish Coming Soon

You may conveniently order:

  • By calling 833-689-2848 TTY: 711,  Monday to Sunday 8 AM to 8 PM EST
  • Online
  • Or Mail by completing the order form located in the catalog

Download the Evidence of Coverage (EOC) English / Spanish

Download the Annual Notice of Change for 2024 (ANOC) English / Spanish

Monthly Plan Premium $0
Maximum Out-of-Pocket Amount $3,400
Primary Care / Specialists Visits $0 per visit
Inpatient Hospital Stays $0 per stay
Comprehensive Dental
  • 1 Implant per year
  • 1 Deep Cleaning every 2 years
  • 1 Root Canal per year
  • 2 Crowns per year
  • 4 Extractions per year
  • 4 Fillings per year
  • 1 Full Upper and 1 Full Lower Denture every 5 years or 1 Upper Partial and 1 Lower Partial Denture per 5 years
Telehealth
$0 copay for certain telehealth visits
Part D Prescription Drug Coverage

Copayment/Coinsurance during the Initial Coverage Stage, for a 30-day supply from a retail or mail order pharmacy:

  • Drug Tier 1: $0
  • Drug Tier 2: $0
  • Drug Tier 3: $45
  • Drug Tier 4: $100
  • Drug Tier 5: 33%
  • Drug Tier 6: $0

You won’t pay more than $35 for a one-month supply of each insulin product covered by our plan, no matter what cost-sharing tier it’s on.

Prepaid Card – Special Supplemental Benefits for the Chronically Ill (SSBCI)***

$107 per month for groceries and over- the counter (OTC) items
The prepaid card is only available to members with certain chronic health conditions. Refer to Evidence of Coverage (EOC) for details.
Click here to learn more.

Initial Coverage Limit  $5,030
DrPlus-B (HMO D-SNP)**

Download the Summary of Benefits (SB) English / Spanish

Download the Over the Counter (OTC) and Grocery Product Catalog English / Spanish Coming Soon

You may conveniently order:

  • By calling 833-689-2848 TTY: 711,  Monday to Sunday 8 AM to 8 PM EST
  • Online
  • Or Mail by completing the order form located in the catalog

Download the Evidence of Coverage (EOC) English / Spanish

Download the Annual Notice of Change for 2024 (ANOC) English / Spanish

Monthly Plan Premium $0-$25.60
Premium may be covered through your State Medicaid Program
Maximum Out-of-Pocket Amount $2,850
Primary Care / Specialists Visits $0 per visit
Inpatient Hospital Stays $0 per stay
Comprehensive Dental
  • 1 Implant per year
  • 1 Root Canal per year
  • 1 Crown per year
  • 2 Extractions per year
  • 1 Deep Cleaning every 2 years
  • 2 Fillings per year
  • 1 Full Upper and 1 Full Lower Denture every 5 years or 1 upper partial and 1 upper lower every 5 years
Prepaid Grocery / OTC / Utility Card* $150 monthly allowance on a prepaid card to be used at approved locations.
Click here to learn more
Telehealth
$0 copay for certain telehealth visits.
Part D Prescription Drug Coverage

Copayment/Coinsurance for a 30-day supply from a retail or mail order pharmacy:

  • Drug Tier 1: $0
  • Drug Tier 2: $0
  • Drug Tier 3: $0
  • Drug Tier 4: $0
  • Drug Tier 5: $0
  • Drug Tier 6: $0
Initial Coverage Limit:

You have coverage of all medications for all Tiers at $0 copayment thought all coverage stages.

DrValue-B (HMO)

Download the Summary of Benefits (SB) English / Spanish

Download the Over the Counter (OTC) Catalog English / Spanish

You may conveniently order:

    • By calling: 1-888-628-2770; TTY: 711, Monday to Friday, 9 AM to 8 PM E.S.T.
    • Online
    • Or visit a CVS Pharmacy® store, CVS Pharmacy y más® o Navarro® (excluding Target, Schnucks and select other CVS Pharmacy® locations). 

Download the Evidence of Coverage (EOC) English / Spanish

Download the Annual Notice of Change for 2024 (ANOC) English / Spanish

Return of Part B Premium
Up to $100
Monthly Plan Premium $0
Maximum Out-of-Pocket Amount
$3,400
Primary Care / Specialists Visits $0 per Primary Care visit
$20 per Specialist visit
Inpatient Hospital Stays

Inpatient Hospital Stays:
$150 per stay for days 1-6
$0 per stay for days 7-90+
OR until maximum out of pocket is reached

Inpatient Hospital Psychiatric Stays:
$100 per stay for days 1-5
$0 per stay for days 6-90+
OR until maximum out of pocket is reached

Comprehensive Dental
  • 1 Root Canal per year
  • 1 Crown per year
  • 2 Extractions per year
  • 1 Deep Cleaning every 2 years
  • 2 Fillings per year
Telehealth $0 copay for certain telehealth visits.
Part D Prescription Drug Coverage

Copayment/Coinsurance during the Initial Coverage Stage, for a 30-day supply from a retail or mail order pharmacy:

  • Drug Tier 1: $0
  • Drug Tier 2: $0
  • Drug Tier 3: $45
  • Drug Tier 4: $95
  • Drug Tier 5: 33%
  • Drug Tier 6: 0%

You won’t pay more than $35 for a one-month supply of each insulin product covered by our plan, no matter what cost-sharing tier it’s on.

Initial Coverage Limit $5,030

* Medicare approved Doctors HealthCare Plans, Inc. to provide these benefits and lower co- payments as part of the Value-Based Insurance Design program. This program lets Medicare try new ways to improve Medicare Advantage plans.  Funds are available the first of the month.  Unused funds do not roll over form month to month. Please refer to Evidence of Coverage for Details.

**DrPlus (HMO D-SNP), DrPlus-B (HMO D-SNP) and DrFlex (HMO D-SNP) – Must be a Qualified Medicare Beneficiary (QMB, QMB+), Specified Low-Income Medicare Beneficiary (SLMB, SLMB+), Full Benefit Dual Eligible (FBDE), Qualified Individual (QI) or Qualified Disabled and Working Individual (QDWI). DrPlus (HMO D-SNP), DrPlus-B(HMO D-SNP) and DrFlex (HMO D-SNP)  is sponsored by Doctors HealthCare Plans, Inc. and the State of Florida Agency for Health Care Administration. DrPlus (HMO D-SNP), DrPlus-B (HMO D-SNP) and DrFlex(HMO D-SNP) have been approved by the National Committee for Quality Assurance (NCQA) to operate as a Special Needs Plan (SNP) until December 31, 2025 based on a review of the Model of Care. 

*** Funds are available the first of the month.  Unused funds do not roll over form month to month. Please refer to Evidence of Coverage for Details.

H4140_DHCPWSMAPD2024_M
Last Updated: 04/30/2024